Is there something similar to privacy.com in Europe so I don’t have to enter my credit card information everywhere? Or another way to buy stuff online privately on many different stores and websites?

  • ExcessShiv@lemmy.dbzer0.com
    link
    fedilink
    arrow-up
    4
    ·
    edit-2
    5 months ago

    I’m from northern Europe, and I have never heard of or met anyone that preferred bank transfers ever. If I can’t pay online with credit/debit card, I’m not buying from there, but it’s extremely rare to find somewhere that does bank transfers for B2C at all IME.

    • pipariturbiini@sopuli.xyz
      link
      fedilink
      arrow-up
      1
      ·
      5 months ago

      With bank transfers I am referring to services like Paytrail/Klarna where you authenticate with your bank, and choose which account the sum is taken from.

      • ExcessShiv@lemmy.dbzer0.com
        link
        fedilink
        arrow-up
        1
        ·
        5 months ago

        Isn’t Klarna a credit service more like a loan where you then distribute the payments over the next few months? You sign a contract and stuff just like bank loans, it’s not the same as making a bank transfer at all.

        • lud@lemm.ee
          link
          fedilink
          arrow-up
          2
          ·
          5 months ago

          You don’t have to use the loan feature Klarna offers.

          You can also pay with a credit or debit card using Klarna (makes makes it more convenient if you haven’t memorized the CC numbers yet) or using bank transfers, or with services like Swish.

      • Grippler@feddit.dk
        link
        fedilink
        arrow-up
        1
        ·
        5 months ago

        Services like Klarna are micro-loans though. They’re not a bank transfer or really a direct payment of the service/product you’re buying, it is literally just a small loan with a short runtime (usually 3-12 months)

        • lud@lemm.ee
          link
          fedilink
          arrow-up
          2
          ·
          5 months ago

          Klarna offers direct payments too. In Sweden you can pay with Swish, credit/debit card, or bank transfers.