That distinction makes exactly zero difference when it comes to my point

Karma is a pretty typical human way of rationalizing all the injustice we see in the world. It’s difficult to accept that life is, in fact, unfair

I mean spss and stata are Rstudio+R alternatives

Cool! Every once in a while, I open the browser and check what’s going on in the gemini://midnight.pub

Krita. I had a uni licence for Photoshop for years, even took a Photoshop course but still kept using Krita. It has an intuitive UI and all the tools I’ll ever need.

RStudio+R is way better than any of its proprietary alternatives.

Blender. I’m no 3D modling expert but it does everything I as a hobbyist want to do with it and so much more. Nowadays, the UI is pretty decent, too.

Finally, the Lagrange browser is really good. The gemini protocol is kinda niche though, but if you’re interested it’s unreasonably pretty, well optimized and has a great UX. The guy who maintains it really puts his heart and soul into it.

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Lemmy UI shows this as 196@lbz in the feed which is amazing UX xd

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Business writing is like the one thing LMMs have actually made useless

What if you start with your own problems first. Plenty to work with there

Those rehabilitation facilities already exist. Forced medical treatment. It is restricted to the most extreme cases, I think for a reason.

If you were actually concerned about people’s well-being, you’d at least be consistent about applying forced medical treatment to anybody who has some issues that cause harm to others. Sending alcoholics, narcissists, drug addicts, workplace bullies, etc. to camps? Pretty extreme but at least consistent.

But you are not. You just want an excuse to send people to camps. Typical red fash stuff.

Sick people have rights though?

Yeah. What if we don’t take people’s right to bodily autonomy for indirectly harmful speech, or as I interpret you, beliefs they hold silently

You sound really excited to put people into camps

You’re basically saying AI can’t be used in any other way than it’s being used right now. I think you are the one who’s taking the current state of things as inevitable and inescapable.

I don’t think you quite understand what I mean. You can’t extrapolate from the last 3 years. What you can extrapolate from is longer periods of time, where we occasionally see assets going generally down for some time. So you have maybe 90% chance of your stock portfolio going up in the next 5 or 10 years, and 10% chance of it going down (rough numbers but the point holds).

So you can end up in a situation where you lose money, but it’s unlikely. If you are very risk averse, you would prefer a 0% increase over these odds.

All kinds of low risk things go down occasionally. Think of the 2008 financial crash for example. On average, or over a long time, you are very likely to make gains. But that’s not nevessarily true for shorter periods like 10 years even if you invest in low risk assets.

Edit: I also invested some of my student loans in Finland. Or officially, my other income that was freed up due to the loan ¯_(ツ)_/¯

Good luck not hiring a scammer…

Wouldn’t you pay a lot more taxes on the lump sum and subsequent capital gains?

it’s generally best to take the lump sum

Why? I would assume it’s the other way round.