I have a few in that list too and yeah, online dating is really rough. I’ve had way more success meeting people IRL. Now that I’m a proper adult though, my hobbies don’t really expose me to meeting new people and that’s where it gets extra hard. Still haven’t found a solution to get me out into public to meet people, friends or dating.
100%, I am someone who is very strict with my finances because I’m usually the one to help others out of a bind. This past month I had would have ruined most people and I only scraped by because of my over preparedness. 9K in one month and another 3K this month. Car blew a head gasket, insurance wouldn’t rent me a car so I had to out of pocket, then failed inspection for tires and had to replace those, city said they were changing some code and the cost to upgrade fell on me. Etc. Life can come out of nowhere and easily make someone homeless even if they were doing reasonably okay. And that’s usually how it happens too.