Reading accounts like this has made me realize I should worry about disability insurance coverage more than life insurance. That extra 600 bucks a year or whatever for the add on disability insurance to give me 50% more coverage seems worth it to me. Hope I never need it, but 25 bucks per paycheck seems worth it for extra peace of mind and security.
Disability insurance is something that everybody should have. You never know when you will become disabled. I became disabled in my mid-30s. Without disability insurance, I would potentially never make any money again. With it, I get 60% of my previous income until I’m 60 years old. That’s not enough to live on, but it sure is a lot better than not having anything.
Reading accounts like this has made me realize I should worry about disability insurance coverage more than life insurance. That extra 600 bucks a year or whatever for the add on disability insurance to give me 50% more coverage seems worth it to me. Hope I never need it, but 25 bucks per paycheck seems worth it for extra peace of mind and security.
Disability insurance is something that everybody should have. You never know when you will become disabled. I became disabled in my mid-30s. Without disability insurance, I would potentially never make any money again. With it, I get 60% of my previous income until I’m 60 years old. That’s not enough to live on, but it sure is a lot better than not having anything.