If you’re beating USD inflation rate for holding cash then you’re at least not losing money. Good returns can be anywhere from like 6-10% depending on the risk involved, but if you have a significant amount of capital to invest over a long term like years you can expect much higher for riskier ventures. The usual idea is start riskier when you’re young with individual stocks, BTC, startup or small business ventures, etc; then gradually shift to lower risk index funds, utilities, CDs, bonds, retirement savings like 401k annuity pension etc low risk financial products as you get closer to a retirement goal.
If you’re beating USD inflation rate for holding cash then you’re at least not losing money. Good returns can be anywhere from like 6-10% depending on the risk involved, but if you have a significant amount of capital to invest over a long term like years you can expect much higher for riskier ventures. The usual idea is start riskier when you’re young with individual stocks, BTC, startup or small business ventures, etc; then gradually shift to lower risk index funds, utilities, CDs, bonds, retirement savings like 401k annuity pension etc low risk financial products as you get closer to a retirement goal.