$2200 a month for my rent. Applied for a mortgage that with taxes and insurance would be $1595. Got denied because the age of my accounts is too low (average of 6 years) after paying off my student loans.

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It’s even worse when you’re a part of a minority landlords deem undesirable (i.e. an immigrant) and cannot find housing at all. A coworker who is an immigrant had to pay someone a thousand euros just so they’d recommend him for an apartment so he would’ve go homeless. Another immigrant coworker has been looking for a year because the place he rents is getting demolished and he still has nothing. 😢